HOME TRUST BECOMES THE FIRST SUBSCRIBER TO CANADA POST'S PIN CARD SERVICES
SOLUTION

Home Trust chip-enabled credit cardholders now able to manage their PINs at local post offices

TORONTO, Nov. 16 /CNW/ - Home Trust Company, a wholly owned subsidiary of Home Capital Group Inc. (TSX: HCG), and Canada Post today announced that Home Trust chip-enabled credit card customers can now manage their Personal Identification Numbers (PINs), free of charge, at most post offices across the country. Home Trust is the first credit card issuer in Canada to subscribe to the secure, innovative, face-to-face PIN Card Services solution from Canada Post.

Chip-enabled credit cards provide greater protection of cardholder information and include enhanced security features. Most financial institutions that issue credit cards handle PIN management at their ATMs. In the absence of its own ATM infrastructure, Home Trust has chosen Canada Post's PIN Card Services solution to provide greater convenience to its customers.

The Canada Post PIN Card Services solution was developed in close conjunction with Home Trust's processor, FIS, one of the world's largest providers of banking and payments technology.

"Home Trust is proud to be the first credit card issuer to subscribe to Canada Post's innovative PIN Card Services solution. We believe this unique solution provides our customers with the flexibility, security and convenience to properly manage their PINs in person at most post offices throughout the country," commented Gerald M. Soloway, Chief Executive Officer of Home Trust.

"Introducing PIN Card Services throughout our retail network is part of our commitment to offer customers value-added services at their local post office," says Mary Traversy, Senior Vice-President, Transaction Mail at Canada Post. "We have the largest network in the country, which makes managing PINs easiest for Home Trust credit card customers."  

About Home Trust Company
Home Trust Company is the principal subsidiary of Home Capital Group Inc., a public company traded on the Toronto Stock Exchange (HCG). Home Trust is a federally regulated trust company offering deposit, residential and non-residential mortgage lending, securitization of insured residential first mortgage products, consumer lending, Visa and payment card services. Licensed to conduct business across Canada, Home Trust has offices in Ontario, Alberta, British Columbia, Nova Scotia and Quebec.

FOR ADDITIONAL INFORMATION:
Gerald M. Soloway, CEO, or
Martin Reid, President
416-360-4663
www.homecapital.com

About Canada Post
With 71,000 employees and more than 6,500 post offices, The Canada Post Group - including affiliates Purolator Courier and SCI Group, as well as Innovapost (a joint venture with CGI), maintains the largest retail and transportation network in the country. Canada Post delivered close to 11 billion pieces in 2009 to 15 million addresses across Canada, posting $7.3 billion in revenue. Canada Post provides innovative physical and electronic delivery solutions, creating value for its customers, employees and Canadians. Canada Post has been chosen as one of Canada's Top 100 employers by Mediacorp for the past four years and in 2009 was named "Most Iconic Brand in Canada" by Brand Finance Canada. Website: canadapost.ca.

For more information:
Media Relations
613 734-8888
[email protected]

About FIS
FIS (NYSE: FIS) is one of the world's largest global providers dedicated to banking and payments technologies. With a long history deeply rooted in the financial services sector, FIS serves more than 14,000 institutions in over 100 countries. Headquartered in Jacksonville, Fla., FIS employs more than 30,000 people worldwide and holds leadership positions in payment processing and banking solutions, providing software, services and outsourcing of the technology that drives financial institutions. FIS is a member of Standard & Poor's 500® Index and consistently holds a leading ranking in the annual FinTech 100 list. For more information about FIS, visit www.fisglobal.com.

For further information:

Gerald M. Soloway, CEO, or
Martin Reid, President
416-360-4663
www.homecapital.com

Media Relations
613 734-8888
[email protected]