PREPARATION IS KEY FOR A REWARDING SNOWBIRD TRAVEL SEASON

TORONTO, Dec. 4, 2024 /CNW/ - Spending the winter in the sunny south sure beats contending with the ice and snow. If you are truly going to enjoy the fruits of the snowbird lifestyle experience preparation is key. The most important consideration is your health and that of your loved ones.

Some regard travel medical insurance as an added expense or luxury, but the Canadian Snowbird Association (CSA) and its medical travel insurance provider Medipac International warn how even small, unexpected medical emergencies can lead to thousands of dollars in medical bills.

"Travelling without supplemental travel medical insurance is not worth the risk," said CSA president Garry McDonald. "Provincial government health insurance plans will only cover a small portion of medical expenses for emergencies outside of Canada."

Many people feel they are adequately covered through their credit card or an employer plan but often these have limits. The Canadian Snowbird Association urges all travelling Canadians to obtain travel medical insurance before leaving Canada.

Another important consideration before you travel is ensuring that your financial affairs are in order. Ensure that your credit cards, debit cards, driver's license, health card and various insurance products do not expire while you are away. In most cases, early renewal options are available.

If you typically spend an average of 4 months or more a year in the United States, the Internal Revenue Service (IRS) may consider you a U.S. resident for tax purposes. To avoid filing a U.S. tax return, you may need to submit IRS Form 8840, a closer connection exemption statement that demonstrates that you are a resident of Canada.

The Canadian Snowbird Association is a 115,000 member, non-profit, non-partisan organization representing Canadian travellers from across the country. The CSA works in partnership with government and business to educate and advocate on behalf of all travelling Canadians, helping to ensure access to safe, healthy travel with no restrictions on freedom of movement.

SOURCE Canadian Snowbird Association

Evan Rachkovsky, Director of Research and Communications, Canadian Snowbird Association, [phone], [email protected], www.snowbirds.org